Settle the bill. Share the story.
SettleUp makes group expenses painless, then transforms the final tally into a polished, shareable recap your friends will actually want to post.
Free to start · Guests can pay without signing up
Trip recap unlocked
The generous friend award has a winner.
What to expect
No signup wall for friends
Invitees can open a link, confirm their share, and pay without another account to manage.
Clear totals before payment
Every person sees what they owe, why they owe it, and any fee before they settle.
Sharing stays your choice
Recaps are generated for the group, but nothing is posted without someone choosing to share it.
From total to tale
The least awkward way to close the tab.
One clean flow keeps the organizer out of collection duty and gives the whole group a better ending than a spreadsheet screenshot.
- 01
Add the group expense
Create a dinner, trip, rent, or gift split and assign each person exactly what they owe.
- 02
Send one payment link
Friends can view and pay their share without being forced to create an account first.
- 03
Share the final recap
Once everyone settles, SettleUp turns the numbers into a polished card made for group chats and Stories.
The social payoff
Your group’s spending, with a little personality.
Turn settled expenses into story-ready cost breakdowns, playful superlatives, and who-paid-what leaderboards. Keep it private, send it to the chat, or share it more widely.
Weekend breakdown
Stay 48% · Food 31% · Fun 21%
Group award
Most generous: the friend who booked everything
Pricing
Start with the next tab.
Everyday splitting is free. Upgrade when your group wants an ongoing home for budgets and insights.
SettleUp Free
$0
For dinners, gifts, and occasional trips.
- Unlimited standard expense splits
- Pay-by-link access for guests
- Standard shareable recap cards
- Clear payment status for the organizer
SettleUp Plus
$8 / group / month
For roommates, travel crews, and groups that keep spending together.
Optional instant payouts include a clearly disclosed 1–2% transaction fee. Standard settlement remains free.
Questions, settled
Before you send the link.
The group chat can wait
Split it once. Settle it beautifully.
Create the expense, invite the group, and let SettleUp handle the awkward part.